Welcome, health professional
ACP members have access to physician-exclusive rates and features.
Products
Coverages designed around the needs of internal medicine specialists like you. ACP members have access to physician-exclusive rates and benefits.
Coverage & availability vary by state.
Why Members Love Us
20% Premium Credit
for Disability, Group Term Life, 10-Year Level Term Life, and 20-Year Level Term Life
Apply Now to save
The current 20% premium credit is not guaranteed and subject to change.
Popular Products
Life and disability insurance designed specifically for internal medicine specialists and subspecialists.
Group 10-Year Level Term Life Insurance
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With QuickDecision℠, you can apply for coverage levels up to $2 Million with member exclusive rates typically with no medical exam required
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Accelerated death benefit for terminal illness available
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Coverage can continue until age 75 with renewability
Group Disability Income Insurance
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“Own specialty” disability definition means you receive benefits when you cannot work in your specialty
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Monthly coverage levels up to $15,000
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Member-only rates with current 20% premium credit
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Coverage is portable and can follow you through your career
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Qualify for coverage when working just 20 hours per week
Group Term Life Insurance
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Typically no medical exam or lab work required for amounts up to $1,000,000 (under age 50)
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QuickDecision℠ – Find out as soon as TODAY if you are approved
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Group rates exclusively for ACP members with volume discounts available
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Coverage available for member, spouse, and dependent children
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Optional AD&D coverage doubles your life benefit amount
The [disability] coverage I found through ACP is excellent. It saved me over $3,000 per year … and it had better coverage for the needs that I was looking for.
Member Story
Dr. Katie Jobbins
Frequently Asked Questions
Here are some common questions we get asked.
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QuickDecisionSM allows you to get a faster decision on your application, usually without requiring a medical exam. This is done by asking health questions online along with gathering secure data sources such as prescription, medical claims history, and motor vehicle reports. Eligibility factors include coverage amount, age, and state availability.
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No, not all products have the QuickDecisionSM process available. QuickDecisionSM is available for Group Disability Income Insurance, 10-Year & 20-Year Level Term Life Insurance and Group Term Life Insurance.
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Yes, membership is required in order to be eligible for any products sponsored through ACP on this website. Some products allow you to apply for your spouse or family as well; in those cases, they do not need to be a member themselves.
Check Your Physician Financial Preparedness
ACP Physicians Financial Preparedness Report (2021)
The ACP Physicians’ Financial Preparedness Report provides a detailed look at how internal medicine physicians and subspecialists across career stages are preparing for retirement and long-term financial security.
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Still have questions?
Call one of our agents at 1-855-749-7908
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Need to file a claim?
Find the information you need here >
CP.49339 5019987