General Questions

Answers to the most common questions we receive about ACP Member Insurance  

Filter by FAQ

View all FAQs 10-Year Level Term Life Insurance 20-Year Level Term Life Insurance General Questions Group Accidental Death & Dismemberment Insurance Group Disability Income Insurance Group Office Overhead Expense Insurance Group Term Life Report a Claim Senior Term Life Insurance

Yes, membership is required in order to be eligible for any products sponsored through ACP on this website. Some products allow you to apply for your spouse or family as well; in those cases, they do not need to be a member themselves.

No, not all products have the QuickDecisionSM process available. QuickDecisionSM is available for Group Disability Income Insurance, 10-Year & 20-Year Level Term Life Insurance and Group Term Life Insurance.

QuickDecisionSM allows you to get a faster decision on your application, usually without requiring a medical exam. This is done by asking health questions online along with gathering secure data sources such as prescription, medical claims history, and motor vehicle reports. Eligibility factors include coverage amount, age, and state availability.

ACP Member Insurance is an endorsed member benefit program sponsored by the American College of Physicians (ACP). It’s not a separate insurance company, but rather a member benefit that ACP offers to its 163,000+ internal medicine physician members. The insurance programs are administered by AGIA Affinity and underwritten by New York Life Insurance Company. These insurance products are available exclusively to ACP members at specially negotiated rates that leverage the collective bargaining power and favorable health profile of the physician membership.

CP.49339  5019987